Hey, I’ve been chatting with this guy, and he sends me photos of himself daily. We’ve talked on the phone too. He tried to send me a check, but I refused it. Then he gave me his account and routing number. I got curious and entered it into my bank app, but my bank has a safety feature where you need to verify by entering small deposit amounts. Since it’s late, the bank is closed, and he said he’ll go to his bank tomorrow because he doesn’t use their app.
Does this sound like a scam? Could he somehow access my account if he figures out the deposit amounts?
This forum is full of people who’ve seen scams like this. Be careful! Scammers often target folks like you who are just trying to figure things out. Never take advice in private messages—keep the conversation here where everyone can weigh in.
There’s no such thing as free money from strangers. First, he tried the fake check trick, and now he’s giving you banking info that’s probably stolen. Block and report him immediately. If he threatens you, ignore it—he’s likely not even in the same country and is lying about everything.
Checks? Really? Who even uses those anymore for stuff like this? Sounds fishy. Honestly, I doubt the guy in the pictures is even the one you’re talking to.
So many red flags here. Giving you account info is weird. He probably wants you to use it to transfer money and then leaves you holding the bag when it all goes south. Be careful. Did he say why he’s giving you this info?
It’s 100% a scam. Those photos are likely stolen from someone else’s social media. The bank account isn’t his—it’s probably a stolen account. If you use the money in that account, you’re committing theft. Here’s how it works:
They send you stolen money, you send them real money, and when the original owner of the account reports it, the bank reverses the transfer. You lose your money, and they walk away with it. Don’t fall for it.